Terms & Conditions

Effective Date: January 7, 2026

OVERVIEW

IMPORTANT – PLEASE CAREFULLY READ AND ENSURE THAT YOU UNDERSTAND NEXIVO AI’S(“NEXIVO AI,” “WE,” “US,” “OUR”) TERMS OF USE AND CONDITIONS OF SALE (“TERMS” OR “AGREEMENT”) BEFORE ACCESSING, USING OUR SITE OR PRODUCTS. THESE TERMS CONTAIN DISCLAIMERS OF WARRANTIES AND LIMITATIONS OF LIABILITIES (SEE SECTIONS 19 AND 20). THESE TERMS FORM AN ESSENTIAL BASIS OF THE AGREEMENT BETWEEN YOU AND NEXIVO AI REGARDING YOUR USE OF THE SITE AND ANY PRODUCTS OR SERVICES.

Your use of, and access to, Nexivo AI’s website, including any sub-domains thereof, affiliated websites, and mobile applications (collectively, the “Site”), which are owned and or maintained by Nexivo AI (“Nexivo AI,” “we,” “our,” “us”), and your use of, and access to any of Nexivo AI’s software and products, are governed by the policies, terms, and conditions set forth below. Please read these Terms carefully. We offer the Site, including all information, tools, products, and services available from the Site to you, the user, conditioned upon your acceptance of all terms, conditions, policies, and notices stated herein. By accessing, using, or placing an order over the Site, you agree to the Terms set forth herein. If you do not agree to these Terms in their entirety, you are not authorized to use the Site or any of Nexivo AI’s products in any manner or form whatsoever.

THESE TERMS CONTAIN ARBITRATION AND CLASS ACTION WAIVER PROVISIONS THAT WAIVE YOUR RIGHT TO A COURT HEARING, RIGHT TO A JURY TRIAL, AND RIGHT TO PARTICIPATE IN A CLASS ACTION. ARBITRATION IS MANDATORY AND IS THE EXCLUSIVE REMEDY FOR ANY AND ALL DISPUTES UNLESS SPECIFIED BELOW IN SECTION 20 OR IF YOU OPT OUT. PLEASE CAREFULLY REVIEW THE DISPUTE RESOLUTION PROVISIONS IN SECTION 21 BELOW WHICH DESCRIBE YOUR RIGHT TO OPT OUT. PLEASE SEEK INDEPENDENT COUNSEL BEFORE AGREEING TO THE PROVISIONS IN SECTION 21.

You can review the most current version of the Terms at any time on this page. We reserve the right to unilaterally update, change, remove, or replace any provision of these Terms by posting updates and or changes to our Site and such changes and amendments will become valid and enforceable. YOUR CONTINUED USE OF OR ACCESS TO THE SITE FOLLOWING THE POSTING OF ANY CHANGES CONSTITUTES BINDING ACCEPTANCE OF THOSE CHANGES.

1. Site Use

1.1. Nexivo AI’s Site, products, and services are intended to be accessed and used by adults only. By accessing and using the Site and agreeing to these Terms, you represent that you are at least the age of majority in your state or jurisdiction of residence. If you use the Site, you affirm that you have the legal capacity to enter into a binding contract with us, and have read these Terms and understand and agree to these Terms.

2. Changes to these Terms

2.1. Nexivo AI reserves the right to unilaterally update, change, remove, or replace any part of these Terms by posting updates and or changes to our Site and such changes and amendments will become valid and enforceable. You can review the most current version of these Terms at any time by visiting this page. Your continued use of, or access to, the Site following the posting of any changes constitutes your binding acceptance of those changes.

3. Privacy and Security Disclosure

3.1. Nexivo AI’s Privacy Policy is incorporated into these Terms by reference and constitutes a part of this Agreement. Nexivo AI reserves the right to modify the Privacy Policy at its sole discretion.

4. No Investment Recommendations or Professional Advice

4.1. Nexivo AI and its employees, officers, directors, managers, members, shareholders, contractors, and principals (“Affiliated Parties”) are not investment advisers or financial advisers. Nexivo AI and its Affiliated Parties do not provide investment advice. Nexivo AI does not pool customer assets and does not accept deposits of funds. Nexivo AI does not provide commodity trading advice based on, or tailored to, the commodity interest or cash market positions or other circumstances or characteristics of particular clients nor does Nexivo AI direct any customer accounts. All information on this Site is for informational purposes only, without any recommendation and without any specific obligation for action.

4.2. Neither the Site nor any of Nexivo AI’s products or services are intended to provide tax, legal, insurance, or investment advice. None of the content provided on the Site or through any of Nexivo AI’s products should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by Nexivo AI, its Affiliated Parties, or any third party. You should consult with an investment professional regarding any trading strategy, algorithm, or particular trade prior to subscribing to any of our products.

4.3. You alone are solely responsible for determining whether any of Nexivo AI’s products or services are appropriate or suitable for you based on your investment objectives and personal and financial situation. You should consult a registered investment adviser, attorney, or tax professional regarding your particular financial situation, investing strategies, or specific legal or tax situation before subscribing to any Nexivo AI product and before using the Site.

4.4. To the extent that any content published on the Site may be deemed investment advice or recommendations in connection with a particular security, such information is impersonal and not tailored to your investment needs or to the investment needs of any specific person. You understand that an investment in any type of commodity or product is subject to a number of risks, and that discussions of any security published on the Site may not contain a list or description of relevant risk factors.

5. Performance Data and Opinions

5.1. You understand that performance data may be supplied by third party sources believed to be reliable, that calculations on our Site may be made using such data, and that such calculations are not guaranteed by these sources, the information providers, or any other person or entity, and may not be complete.

5.2. From time to time, our Site may reference articles, guides, videos, clips, and opinions that we have published. These references may be selective, may reference only a portion of such materials, and may not be current as of the date you view them. As markets change continuously, previously published information and data may not be current and you should not rely upon such previously published information.

5.3. All content on the Site is presented only as of the date published or indicated and may be superseded by subsequent market events or for other reasons. You are responsible for setting cache settings on your browser to ensure you are receiving the most recent data.

5.4. All trades, patterns, charts, and systems discussed, used as examples, or presented by Nexivo AI are for illustrative purposes only and are not to be construed as specific investment advice or recommendations.

6. No Direct Lending

6.1. Nexivo AI does not offer lending services, either personal or business, and we do not provide capital in connection with any of our products. Your ability to obtain loans and capital, including the amount, rate, and other terms, will ultimately depend on third party lenders and brokers beyond our control. We do not guarantee that you will be qualified for or receive any particular offer from any lender or broker. We are a third party to any relationship that you may have with a lender or broker and that relationship may be subject to a separate agreement.

7. Third Party Broker

7.1. Nexivo AI shall not be responsible for, or undertake to conduct due diligence, on third party brokers you use in connection with any of Nexivo AI’s products.

7.2. You shall be solely responsible for any decision to transact with any third party in order to use Nexivo AI’s products, as well as the price, terms, or structure of any such transaction and agreement. Nexivo AI will not be liable under any agreement entered into between you and the third party broker and Nexivo AI is not bound by any additional terms included in the agreement between you and the broker. Nexivo AI shall not be responsible for any acts or omissions committed by any third parties in connection with your use of the Site, Nexivo AI’s products, or these Terms.

8. Securities & Investing Disclaimer

8.1. You acknowledge and accept the following disclosures relating to access and use of Nexivo AI’s products and this Site:

8.1.1. No representation: Nexivo AI does not represent that any account will or is likely to achieve profits or losses similar to any model portfolio, scenario, past performance data, or any other data regarding Nexivo AI’s products. Past performance of any trading system or methodology is not necessarily indicative of future results.

8.1.2. Performance: PAST PERFORMANCE IS NOT A GUARANTEE OR A RELIABLE INDICATOR OF FUTURE RESULTS. Please note that some results shown may represent top performing accounts and may not be typical. Exceptional growth depends on various factors and we do not guarantee any specific growth or success. Returns presented may not account for mid-month capital activity which can affect results materially. Users may have started with varying initial capital and may have used one or more algorithms for varying periods of time, which can impact performance.

8.1.3. No guarantee: Nexivo AI does not represent that any product will or is likely to achieve profits or losses similar to those discussed on the Site, in marketing materials, or during demonstrations. The past performance of any trading system, algorithm, strategy, or methodology is not necessarily indicative of future results. All trades, patterns, charts, and systems discussed are for illustrative purposes only and not tailored to any customer’s personal financial situation.

8.1.4. Forex disclaimer: Nexivo AI’s products may involve trading foreign exchange (“forex”). Trading forex on margin carries a high level of risk and may not be suitable for all investors. Leverage can work against you as well as for you. Before deciding to invest in forex, carefully consider your investment objectives, level of experience, and risk appetite. You could sustain a loss of some or all of your initial investment and should not invest money you cannot afford to lose. Seek advice from an independent financial adviser if you have doubts.

Unless exempt from registration, the purchase, sale, or advice regarding forex can only be performed by persons registered with: (i) the CFTC, and or (ii) the SEC, and (iii) a state regulator (each, an “Intermediary”). Neither we, nor our Affiliated Parties or associated persons involved in the production and maintenance of our products and services or this Site, are an Intermediary.

8.1.5. Cryptocurrency risk: Some products may involve cryptocurrency or digital assets. These are highly volatile and involve significant risk. You may lose some or all funds in your trading account. Risks include high volatility, regulatory uncertainty, lack of consumer protection, and vulnerability to hacking.

8.1.6. Market risk: Market risk is the potential for loss due to fluctuations driven by factors including interest rates, currency movements, commodities, and geopolitical matters. Market risk may impact performance and you may lose some or all of your balance.

8.1.7. Software risk: YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE AND ANY NEXIVO AI PRODUCTS IS AT YOUR SOLE RISK. Nexivo AI does not guarantee uninterrupted, error-free, or virus-free products or Site, or that software will work as intended.

You acknowledge and accept that Nexivo AI products may result in loss, including inability to use the license, loss of principal, loss of opportunity, loss of business or goodwill, and losses arising from technology failures, delayed execution, data loss, breaches, interrupted networks, software malfunctions, defects, bugs, or viruses. Nexivo AI is not liable for losses or damages arising from technical disruptions. Products and Site are provided “as is” and we disclaim warranties to the maximum extent permitted by law.

8.1.8. Risk of loss of capital: Nothing on this Site is an invitation to trade any specific investments. Trading involves risk. Do not risk money you cannot afford to lose. Nexivo AI does not consider your individual circumstances. Content is for educational purposes only and NOT individual investment advice.

8.1.9. Artificial intelligence and machine learning risks: Some algorithms may use artificial intelligence (“AI”) including machine learning (“ML”). AI and ML models rely on data and assumptions that may be incomplete, biased, or not representative of future market conditions. Use of AI and ML may result in erroneous outputs or trades and may result in substantial losses, including loss of the entire balance in your trading account.

Risks may include, but are not limited to:

limitations or quality issues in training or input data
false correlations or incorrect outputs
technological and operational disruptions
rapid market changes, economic policy shifts, and geopolitical events
model degradation over time despite monitoring or retraining

9. Intellectual Property

9.1. The Site, Nexivo AI products, and the content contained therein, including all copyrights, text, documents, articles, products, software, algorithms, graphics, photos, sounds, videos, interactive features, services, links, third-party apps, and other content (“Content”), and any trademarks, service marks, and logos are the property of Nexivo AI and or its third-party licensors. You acknowledge Nexivo AI retains all rights, title, and interest in and to the Content and related intellectual property (“Intellectual Property”). You will not contest or impair any portion of the Intellectual Property.

9.2. By using the Site or Nexivo AI products, you grant Nexivo AI a non-exclusive, transferable license to use, publicize, display, and otherwise use your name, image, likeness, initials, voice, photographs, biography, and other identifiers (“Customer Data”), along with any case studies, performance data, trade data, and statistics, for advertising, promotion, and other commercial purposes, in any medium, without further consent or compensation, unless prohibited by law.

If you wish to opt out of our use of Customer Data as described above, please contact us requesting to opt out at:

support@nexivo.ai

10. User Conduct

10.1. You may not use, copy, display, sell, license, decompile, download, reverse engineer, republish, upload, post, transmit, distribute, create derivative works, or otherwise exploit Content from the Site or Nexivo AI products without our prior written permission. Unauthorized use may violate copyright and proprietary rights.

10.2. In connection with your use of the Site, products, and services, you agree not to:

10.2.1. Restrict or inhibit any other visitor from using the Site, including by hacking or defacing;
10.2.2. Use the Site or products for any unlawful purpose;
10.2.3. Express or imply endorsement without prior written consent;
10.2.4. Modify, adapt, sublicense, translate, sell, reverse engineer, decompile, or disassemble;
10.2.5. Disable, damage, or alter functioning or appearance;
10.2.6. Frame or mirror any part without authorization;
10.2.7. Use robots, spiders, scraping, harvesting, or data mining tools;
10.2.8. Harvest or collect data about users without express consent;
10.2.9. Send spam, chain letters, or unauthorized advertisements;
10.2.10. Upload or transmit malware, viruses, spyware, or harmful code.

11. Account Registration

11.1. To access some products or services, you may be required to create an account. By doing so, you agree:
11.1.1. to maintain only one account;
11.1.2. not to share credentials or authorize access;
11.1.3. not to use another user’s account without permission;
11.1.4. to provide accurate and complete information;
11.1.5. you are responsible for activity under your account and keeping passwords secure;
11.1.6. to notify us immediately of any unauthorized use;
11.1.7. you are liable for unauthorized use that causes losses to Nexivo AI or others;
11.1.8. Nexivo AI may cancel subscriptions or suspend access in its sole discretion.

12. Suspension

12.1. Nexivo AI may suspend access to the Site or products if:
12.1.1. there is a threat or attack on Nexivo AI or its Affiliated Parties;
12.1.2. your use poses a security risk;
12.1.3. you use Intellectual Property for fraudulent or illegal purposes;
12.1.4. subject to law, Nexivo AI becomes insolvent or ceases operations;
12.1.5. providing services becomes prohibited by law;
12.1.6. you fail to pay fees due;
12.1.7. a third party gains access to your account.

12.2. Nexivo AI will use commercially reasonable efforts to provide written notice where appropriate. Nexivo AI is not liable for losses arising from any suspension.

13. Automatic Renewal, Subscription Fees, Billing, and Cancellation

13.1. Automatic renewal: Certain products may be subscription-based and renew automatically at the then-current rate until you cancel. By purchasing a subscription, you authorize recurring charges to your payment method on file.

13.2. Subscription fees: You accept responsibility for recurring charges until cancellation, subject to any product-specific cancellation terms.

13.3. Changes to fees: We may change subscription fees in accordance with terms agreed between you and Nexivo AI or as otherwise disclosed.

13.4. Cancellation: You may cancel at any time by contacting us in writing at support@nexivo.ai. Cancellation will take effect no later than 14 business days after receipt. Access continues through the end of the current billing cycle.

14. Refunds

14.1. Unless otherwise agreed in writing, Nexivo AI maintains a strict no-refund policy. Subscription fees are non-refundable.

14.2. By accepting these Terms, you acknowledge you are foregoing the right to claim refunds for fees paid, unless a written exception applies.

15. Payment Methods

15.1. Charges are in U.S. Dollars unless otherwise stated. We may accept credit and debit cards, PayPal, ACH, and other payment methods as made available.

15.2. When placing an order, you may be required to provide billing address, payment details, and security code.

15.3. We may request additional information for onboarding or compliance. By submitting payment information, you represent you are authorized to use it and that sufficient funds exist.

15.4. Payment processors may provide updated card information and we may update your account accordingly. Contact your issuer if you wish to opt out of updater services.

15.5. We are not responsible for fees your bank or issuer charges. If a charge is reversed, we may seek payment by another method.

16. Social Media

16.1. This section applies to interactions with Nexivo AI’s social media presence.

16.2. Social platforms are third party services and you should have no expectation of privacy when using them. These Terms and our Privacy Policy do not govern those platforms. Comments expressed by users are theirs alone and do not reflect Nexivo AI’s views.

17. Copyright Notice

17.1. To report claimed infringement, send notice to:
Nexivo AI
Email: support@nexivo.ai

17.2. We will investigate good faith complaints and may remove or disable access to materials believed to be infringing.

17.3. DMCA notices should include:
17.3.1. description of the copyrighted work;
17.3.2. description and location of infringing material;
17.3.3. your contact information;
17.3.4. statement of good faith belief;
17.3.5. statement under penalty of perjury that the notice is accurate and authorized;
17.3.6. physical or electronic signature.

17.4. Incomplete notices may delay processing.

18. Confidentiality

18.1. You may receive Confidential Information relating to Nexivo AI’s business, products, intellectual property, trade secrets, and other sensitive information (“Confidential Information”). You agree not to disclose Confidential Information except as required by law or to enforce your rights, and only to the extent necessary, with notice to Nexivo AI where legally permitted.

18.2. Upon termination, you will return or destroy Confidential Information and certify destruction if requested.

19. Disclaimer of Warranties

19.1. EXCEPT WHERE OTHERWISE PROHIBITED BY LAW, THE SITE, NEXIVO AI PRODUCTS, AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE OR PRODUCTS WILL BE SECURE, UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES, OR THAT ERRORS WILL BE CORRECTED. YOU ASSUME THE ENTIRE RISK AS TO RESULTS AND PERFORMANCE.

20. Disclaimer and Limitation of Liability

20.1. EXCEPT WHERE INAPPLICABLE OR PROHIBITED BY LAW, IN NO EVENT SHALL NEXIVO AI OR ITS AFFILIATED PARTIES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOSS OF PROFITS, DATA, GOODWILL, BUSINESS INTERRUPTION, OR OTHER LOSSES ARISING OUT OF OR RELATED TO THESE TERMS, THE SITE, OR ANY PRODUCTS OR SERVICES, EVEN IF ADVISED OF THE POSSIBILITY.

IF, NOTWITHSTANDING THE ABOVE, NEXIVO AI IS FOUND LIABLE, YOUR EXCLUSIVE REMEDY IS LIMITED TO USD $500.00 OR THE AMOUNT YOU PAID TO NEXIVO AI FOR THE APPLICABLE PRODUCT OR SERVICE DURING THE PERIOD GIVING RISE TO THE CLAIM, WHICHEVER IS LESS, TO THE MAXIMUM EXTENT PERMITTED BY LAW. SOME JURISDICTIONS DO NOT ALLOW CERTAIN EXCLUSIONS, SO SOME LIMITATIONS MAY NOT APPLY TO YOU.

21. Dispute Resolution by Mandatory Binding Arbitration and Class Action Waiver

21.1. PLEASE READ THIS ARBITRATION PROVISION CAREFULLY. YOU AGREE THAT ANY CLAIM MUST BE RESOLVED THROUGH FINAL AND BINDING CONFIDENTIAL ARBITRATION. YOU WAIVE THE RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN A CLASS ACTION. YOU MAY ONLY BRING CLAIMS ON AN INDIVIDUAL BASIS.

21.2. General: “Claim” means any dispute between you and Nexivo AI (or involved third parties) relating to your use of the Site, products, services, these Terms, or the Privacy Policy. This provision is governed by the Federal Arbitration Act.

21.3. Exceptions: Either party may bring an individual claim in small claims court if within jurisdiction. Claims relating to infringement or validity of Nexivo AI’s proprietary rights, or requests for injunctive relief, may be brought in state or federal courts.

21.4. Required pre-dispute procedures: Before initiating a Claim, you and Nexivo AI agree to provide a written description of the dispute, relevant information, and proposed resolution. Nexivo AI may contact you at your billing address or email on file. If not resolved within 60 days after receipt, either party may proceed as below.

21.5. Time limit: Arbitration must be commenced within 1 year after the Claim arises, including the pre-dispute period, or it is barred.

21.6. Location: If the amount in controversy is USD 500 or less, arbitration may be by phone or written submissions.

21.7. AAA and rules: Arbitration will be before a single arbitrator of the American Arbitration Association (“AAA”) under AAA consumer-related procedures then in effect. AAA rules are available at www.adr.org or by calling 1-800-778-7879.

21.8. Fees: Fees will be governed by AAA rules. Nexivo AI will reimburse arbitrator fees for claims under USD 10,000 unless the arbitrator finds the claim frivolous. Nexivo AI will not seek attorneys’ fees unless a claim is found frivolous.

21.9. Governing law and award: The arbitrator will apply substantive law without regard to conflict-of-laws rules. Any award will include a confidential written opinion and may be entered in a court of competent jurisdiction.

21.10. Enforceability: This provision survives termination. If the class action waiver is unenforceable and would allow class arbitration, this entire arbitration section is null and void. Otherwise, the remainder remains enforceable.

21.11. Amendments: Nexivo AI may amend this arbitration provision. Continued use constitutes acceptance. If changes are material, Nexivo AI will provide notice and an opportunity to opt out where required by law.

21.12. OPT OUT: YOU MAY OPT OUT OF THIS ARBITRATION PROVISION WITHIN THIRTY (30) DAYS FROM THE DATE YOU FIRST SUBSCRIBE TO, USE, OR ATTEMPT TO USE A PRODUCT OR SERVICE OR THE SITE (WHICHEVER COMES FIRST) BY SENDING A SIGNED WRITTEN NOTICE.

Your notice must identify the product or service and the date you first subscribed, used, or attempted to use it.

22. Indemnification

22.1. To the fullest extent permitted by law, you agree to indemnify, defend, and hold harmless Nexivo AI and its Affiliated Parties from claims, losses, liabilities, damages, expenses, and costs, including reasonable attorneys’ fees, arising from: (1) your breach of these Terms or incorporated documents, (2) your breach of representations or warranties, or (3) your violation of law or third party rights.

23. Force Majeure

23.1. Nexivo AI is not liable for failure to perform obligations due to Force Majeure events beyond reasonable control.

23.2. “Force Majeure” includes acts of God, weather, disasters, strikes, embargoes, technology failures, cybersecurity issues, governmental actions, terrorism, civil unrest, fire, and similar events beyond control.

24. Third Party Websites and Links

24.1. The Site or products may contain third party materials or links. Nexivo AI is not responsible for third party content, policies, or practices. Review third party terms before transacting.

25. Testimonials, Reviews, and Other Submissions

25.1. Testimonials represent individual experiences and may not be typical. You agree Nexivo AI may use testimonials and reviews, in whole or in part, with the submitter’s name and general location.

25.2. Submissions you post or provide are non-confidential and nonproprietary, and Nexivo AI may use them royalty-free, worldwide, perpetual, irrevocable, and transferable.

25.3. You represent you own or have rights to share Submissions. Submissions may become Nexivo AI’s property and may not be returned.

25.4. We may edit testimonials for clarity and length and are not obligated to use any submission.

26. Marketing

26.1. By agreeing to these Terms, you agree we may call, email, or send SMS messages at the phone numbers and email addresses you provided, including for marketing, subject to applicable law. You may revoke consent by contacting support@nexivo.ai.

27. Electronic Communications

27.1. You agree we may communicate electronically and that electronic communications have the same legal effect as written communications.

28. Assignment

28.1. You may not assign your rights under these Terms. Nexivo AI may assign these Terms in connection with a merger, acquisition, or sale of assets.

29. No Waiver

29.1. Failure to enforce any provision is not a waiver of that provision or any other provision.

30. No Agency Relationship

30.1. No joint venture, partnership, employment, or agency relationship exists between you and Nexivo AI as a result of these Terms.

31. Severability

31.1. If any provision is unlawful or unenforceable, it will be severed and the remaining provisions remain in full force.

32. Termination

32.1. Upon termination, Sections intended to survive, including disclaimers, limitations, dispute resolution, confidentiality, and intellectual property, will survive.

33. Entire Agreement

33.1. These Terms and any policies posted on the Site constitute the entire agreement between you and Nexivo AI and supersede prior agreements.

34. Questions or Additional Information

34.1. If you have questions regarding your account, products, services, or these Terms, contact:

Email: support@nexivo.ai

Updated: January 7, 2026